STATEMENT ON CONSUMER CONSENT TO CONTACT AND THE USE OF ELECTRONIC TRANSACTIONS, SIGNATURES, AND RECORDS (“Consent Statement”)

Definitions: For purposes of this Consent Statement, iSpeedy Loans means iSpeedy Loans, its website www.ispeedyloans.com, and its applicable affiliates; and, "Website" includes this website and all other iSpeedy Loans administered websites linked to it, but does not include non-iSpeedy Loans sites which are linked to this website.

We are required by law to provide various disclosures to you in connection with your use of this website, applying for a loan, and any accounts you may open with us. Your consent to electronic delivery of disclosures and notices means that we may, though we are not obligated to, provide to you electronically any and all communications regarding your loan application and loan account. To apply for a loan through the website you must agree to receive all information, notices, and disclosures regarding your loan or your account electronically, without limitation, prior to submitting your loan application. Customers at iSpeedy Loans store locations who prefer to opt out of this Consent Statement should close this session and see a Customer Service Representative.

  • This concerns your right to consent:

    a) To the use of any electronic transactions and electronic signatures on the www.ispeedyloans.com website (referred to in this Consent Statement as "Transactions and Signatures"), for example, applications, privacy policy, wage assignments, and loan documents.

    b) To receiving electronic versions of certain records in connection with your transactions with iSpeedy Loans (referred to in this Consent Statement as "Records"). These electronic records are those which may be used to provide or make available certain written consumer information to which you are legally entitled, and these electronic Records may be delivered via any number of means, including embedded links providing secure access to a consumer portal on this website. We may expand the scope of the records that we provide to you electronically. Your consent also permits us to deliver all of these types of Records electronically at any time we initiate electronic delivery. Once we initiate electronic delivery, you will not receive paper copies of these records, to the extent permitted by law.

    c) To the use of automated telephone dialing equipment or an artificial or prerecorded voice message to contact you in connection with this loan or loan application. You agree that you may be contacted at any telephone number(s) you provide in this application or you provide in the future, even if that number(s) is a cellular telephone number. If you provide a telephone number(s) for which you are not a subscriber, you understand that you shall indemnify iSpeedy Loans for any costs and expenses, including reasonable attorneys’ fees, incurred as a result of us contacting or attempting to contact you at those numbers.

  • When is your consent given?

    If you choose not to consent you will not be able to conduct Transactions on this website, receive Records related to transactions, or receive telephone and cellular and email communications to view documents electronically. You can determine what your alternatives are by visiting us at a store location or by contacting customer service at 866.977.3339.

  • Effect of Not Consenting

    If you choose not to consent you will not be able to conduct Transactions on this website, receive Records related to transactions, or receive telephone and cellular and email communications to view documents electronically. You can determine what your alternatives are by visiting us at a store location or by contacting customer service at 866.977.3339.

  • Withdrawal or Update of Consent

    If at any time after the granting of a loan, you wish to withdraw your consent to contact and for delivery of electronic documents and disclosures, you may do so without charge by contacting us in writing with your request at P.O. Box 184, Des Plaines, Illinois 60016, and providing an alternate valid mailing address. Your withdrawal of consent shall not affect the validity of any previous electronic delivery of disclosures or documents, including your electronic signature on your loan agreement.

    You will need to update your consent if, for example, you have new information about your computer, which could impact our ability to communicate with you or if you have a new email address or telephone or cellular number(s). You can update your consent at no charge by contacting customer service at 866.977.3339.

  • Applicability of your consent

    Your consent will apply to all Records provided to you on or in connection with the www.ispeedyloans.com site and involving www.ispeedyloans.com products and services. Your consent will also apply to conducting Transactions and executing Signatures on the www.ispeedyloans.com website.

  • How to Obtain Paper Copies

    You may, upon request, obtain a paper copy of any Record, such as any loan documents or loan agreement. You will have two ways to do this: (a) You will be allowed to print at the time of signature or by logging in to your account; and (b) if you are unable to do so or want to be sure you have a duplicate of the Record, you will be able to call Customer Service and request one, which will be provided to you at no charge.

  • Software Requirements

    We aim to provide a web experience that is compatible across a reasonable range of current browsers (Chrome, Internet Explorer, Firefox and Safari). While our site may work on other browsers not mentioned, there may be some viewing and/or functionality limitations.

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